Wednesday, November 18, 2009
Check your credit report once a year - it's free.
...and it doesn't count against you. (Beware of companies that offer to provide you with the report but end up charging you!) Three major credit reporting agencies are used by mortgage brokers are: Equifax, TransUnion, and Experian. The information they provide lenders about you may not be accurate. Avoid possible unpleasant surprises when you apply for a loan.